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$349,000  (list price)
$349,000
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Multi-family:  Duplex Up and Down
Built 1885
1,904 sqft • 0.17 acres
St. Paul schools
MLS# 6521632
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    Property Description

    Welcome to 422 Lafond Ave, a prime 6 bed/2 bath duplex in the heart of St. Paul. With 3 beds & 1 bath per unit, this property is tailor-made for new & seasoned investors. Donâ??t miss this opportunity for owner occupants to move right in or for investors to customize to their liking. Upgrades include: new roof & exterior paint in 2018, fresh interior paint in 2024, 2 new water heaters & boilers installed in 2018, separate electrical panels and entrances, stainless steel appliances, quartz countertops, updated kitchens & baths, ample storage space in the lower level, & a large yard - all create the perfect blend of practicality & desirability. Beyond the property, convenience is key with coffee shops, grocery stores, gyms, & medical facilities within a 1/2 mile radius. Nature enthusiasts will appreciate the proximity to parks & trails, including Ryan Park & Gateway Hiking Trail. Don't miss this chance to invest in a property that offers both immediate returns and long-term potential.

    Listing

    Contingency: None
    Price per sq ft: $183
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55103
    Neighborhood/Area: Thomas-Dale (Frogtown)
    Subdivision Name: Smiths Sub Of Stinsns Div B 2 6 7 8

    Interior

    Living Area: 1,904 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details: None

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 952 ft2
    Handicap Accessible: None
    Heating System: Hot Water
    Parking Features: Other
    Road Frontage: City Street
    Exterior Material: Stucco
    Roof Details: Asphalt

    Lot & Land

    Acres: 0.17
    Geolocation: 44.960003, -93.118067
    Lot Dimensions: 60 x 125
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Gross Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $4,544
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $4,544

    Income

    Annual Gross Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Keller Williams Integrity Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.