For Sale: Saint Paul MLS# 6604112
Active
$399,500
Multi-family: Duplex Up and Down
Built 1898
2,012 sqft • 0.14 acres
St. Paul schools
MLS# 6604112
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
With interest rates falling, beat next summer's buying frenzy by purchasing your very own duplex now! Cut your living expenses dramatically while a tenant helps with your mortgage. This is a rare opportunity to own a beautiful duplex in St. Paul's sought-after West Side neighborhood. With the top floor tenant's lease ending November 2024, you can owner-occupy OR fully lease the property - the choice is yours! This property easily attracts multiple tenant applications, boasting private in-unit laundry in BOTH units, recently upgraded stainless appliances, spacious floorplans, high main level ceilings, a huge upper level private deck, off-street parking in the driveway, and a huge detached garage for additional storage and parking. Restaurants, coffee shops, and parks are all within walking distance of the home. Downtown amenities are just a short bike ride or drive away and are easily accessible over the High Bridge. Inside the kitchens have been beautifully updated. Outside the upper unit stairs were replaced last year with long-lasting composite decking.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$399,500
Price per sq ft:
$199
Property Type:
Multi-family
City:
Saint Paul
Garage Spaces:
2
County:
Ramsey
Year Built:
1898
State:
MN
Property Style:
Duplex Up and Down
Zip Code:
55107
Neighborhood/Area:
West Side
Subdivision Name:
Oliviers Add To, West St
Interior
Finished Area:
2,012 ft2
Living Area:
2,012 ft2
Ranges:
Two
Refrigerators:
Two
Basement Details:
Unfinished
Exterior
Stories:
Two
Garage Spaces:
2
Garage Size:
750 ft2
Foundation Size:
958 ft2
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
- Assigned
- Concrete
- Detached
- Storage
Exterior Material:
Wood Siding
Lot & Land
Acres:
0.14
Geolocation:
44.926378, -93.10045
Lot Dimensions:
62 x 97
Schools
School District:
625
District Phone:
651-767-8100
Expenses
Annual Caretaker Expense:
$1,680
Annual Electric Expense:
$158
Annual Insurance Expense:
$1,567
Annual Gross Expense:
$12,123
Annual Trash Expense:
$883
Annual Water/Sewer Expense:
$1,310
Tenant Expenses:
Cable TV, Electricity, Gas
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$5,751
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$6,204
Income
Annual Gross Income:
$40,620
Units
Total Units:
2
Miscellaneous
Fuel System:
Natural Gas
Owner Occupied:
No
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of Bridge Realty, LLC.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.