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Active Contingent
$435,000
/mo Edit
Single Family:  2 Stories
3 br • 2 ba • Built 1912
2,024 sqft • 2.26 acres
St. Charles schools
MLS# 6613880
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    Property Description

    Charm, Character, Location, and 2.26 +/- acres in the heart of St. Charles. 1600 Bluff Ave offers the entire package when this turn of the century home pairs with its long list of updates. Nestled on over 2 acres this secluded retreat of a property will check all the boxes as you tour not only the home, the 24x40 heated garage, but your own wooded acres. Hike up to see the top of the property and overlook the city. The home offers 3 bedrooms, sunroom over looking your huge yard, 1.5 baths, and a stunning renovated kitchen with custom cabinets and solid surface countertops. Find relaxing spaces, whether it be on your front porch, covered deck, or unwinding in the hot tub. This home has been updated with siding, windows, shingles, furnace, A/C, appliances, doors, decking, lighting, complete bathroom renovation, and so much more too numerous to mention. This property will leave you amazed with every step you take.

    Listing

    Contingency: Sale of Another Property
    Price per sq ft: $215
    City: Saint Charles
    County: Winona
    State: MN
    Property Style: 2 Stories
    Zip Code: 55972

    Interior

    Living Area: 2,024 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Gas Water Heater
    • Humidifier
    • Microwave
    • Range
    • Refrigerator
    • Washer
    • Water Softener Owned
    Basement Details:
    • Full
    • Stone/Rock
    • Storage Space

    Exterior

    Stories: Two
    Garage Spaces: 4
    Garage Dimensions: 24x40
    Garage Size: 960 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,124 ft2
    Foundation Dimensions: 30x38
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Concrete
    • Detached
    • Finished Garage
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • Hardwood Floors
    • Hot Tub
    • Kitchen Window
    • Natural Woodwork
    • Paneled Doors
    • Panoramic View
    • Patio
    • Porch
    • Primary Bedroom Walk-In Closet
    • Tile Floors
    • Walk-In Closet
    • Walk-Up Attic
    • Washer/Dryer Hookup
    Road Frontage:
    • City Street
    • No Outlet/Dead End
    • Paved Streets
    Exterior Material: Engineered Wood
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Architectural Shingle
    • Asphalt
    • Pitched

    Rooms

    Full Baths: 1
    Half Baths: 1
    Bathroom Details:
    • Main Floor 1/2 Bath
    • Upper Level Full Bath
    Dining/Kitchen: Separate/Formal Dining Room
    Upper Level Size Sq Ft
    Bedroom 1  15 x 11.5  165 
    Bedroom 2  15 x 11.5  165 
    Bedroom 3  12 x 8.5  96 
    Office  7.5 x 6.5  42 
    Bathroom  11 x 8.75  88 
    Main Level Size Sq Ft
    Sun Room  7 x 25  175 
    Dining Room  16 x 13.5  208 
    Kitchen  13.5 x 12  156 
    Living Room  14 x 12  168 
    Sitting Room  15 x 10  150 
    Bathroom  2.75 x 4.75 
    Porch  8 x 30  240 
    Deck  26 x 12  312 
    Basement Level Size Sq Ft
    Laundry  —  — 
    Storage  —  — 

    Lot & Land

    Acres: 2.26
    Geolocation: 43.9628243565, -92.0608511055
    Lot Dimensions: 373 x 237 x 225 x 186 x 134 x 403
    Wooded Acres: 1.75
    Addl Parcels: 290001590
    Zoning: Residential-Single Family
    Lot Description:
    • Irregular Lot
    • Tree Coverage - Heavy

    Schools

    School District: 858
    District Phone: 507-932-4423

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $4,440
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,440
    Association Fee Required: No

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Tony Montgomery Realty & Auction.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.